The Disability Tax Credit (DTC) is a non-refundable tax credit offered by the Canada Revenue Agency (CRA) to individuals with severe and prolonged impairments that impact daily life, such as vision, mobility, or cognitive functions. If eligible, the DTC can reduce taxes owed and may provide retroactive benefits for up to 10 years. It can also make you eligible for other programs like the Registered Disability Savings Plan (RDSP). Navigating the application process can be complex, but we’re here to help you complete the necessary steps and access the benefits you’re entitled to.

Disability Tax Credit and RDSP Consultation

The Registered Disability Savings Plan (RDSP) is a savings account designed to help people with disabilities save money for their future. It allows individuals with a disability to set aside funds that can grow over time, with the added benefit of government contributions. The RDSP is intended to provide financial security for people with disabilities, helping cover long-term expenses related to healthcare, living costs, and other needs. It’s open to Canadian residents who are under the age of 60 and who are eligible for the Disability Tax Credit.